If I had to call an app essential, 1Password would be it

Ive been using 1P on macOS and iOS for several years and its been a wonderful experience. Well worth the money! Makes my digital life that much easier and I couldnt imagine managing my credentials any other way.

The only feature the app really needs is two-factor-authentication.

applefleck about 1Password - Password Manager and Secure Wallet, v6.7.2