I dont get it

Im brand new to using a password manager, and tried 1Password first because it was highly rated and recommended.
I tried the YouTube videos ( helpful, but didnt expect to have to get a degree in how to use the app).
I entered in my data. I downloaded and activated web browser extensions.
I actually liked the way it worked on the web.
However...
(1) Its completely useless for certain websites (medical, banking), that seem to have disabled the extension, and for which I would have enjoyed the stronger password option.
(2) its nearly useless on my phone. Most apps dont allow me to use a password manager. And, if I was foolish enough to have used 1Password to help me make a really strong password I could only use it on the web if the extension was working. … Unless I wanted to cut and paste. Which I do not.

So Im going to end the review by saying that after 30 days, this newbie just doesnt get it. For as much use as Ive been able to get out of it, I cannot see the value of a yearly subscription type plan. I will hope to find a cheaper alternative.

T./ about 1Password - Password Manager and Secure Wallet, v6.8